A better financial position deserves a better dashboard.
Settle evolves from debt resolution toward credit recovery as your circumstances change. The journey doesn’t end when a debt clears.
Your financial profile changes. So does your dashboard.
Settle automatically re-evaluates changes in debt and credit circumstances, shifting its priorities and relevant guidance as you progress.
Resolve debt
Surface account readiness, offers, creditor replies, upcoming payments, and rights information.
Rebuild credit
As accounts resolve and credit events change, bring recovery, monitoring, credit-building comparisons, and next-step guidance into focus.
Tools to help you build a stronger financial future.
Settle is more than debt settlement. Get access to tools and resources to help you stay on track.
Credit monitoring
Track your score and report changes.
Financial education
Learn how to manage debt and rebuild credit.
Budgeting tools
Plan for payments and future goals.
Optional professional help
Work with a vetted debt resolution provider if you need it.
Nothing moves without you knowing.
A watchtower for your credit and identity — real-time alerts on new inquiries, accounts, and address changes, plus dark-web scanning so nothing moves without you knowing.
Grow what’s yours.
Debt-free is a launchpad. Set goals, build an emergency cushion, and grow toward real financial health — with the same control and transparency, never a sales floor.
Get out of debt. Get on with life.
Start for free. Keep control. Let Settle evolve with you.